Position: SME LOAN OFFICERS
AccessBank Tanzania Limited is currently looking for self-motivated individuals who are interested in pursuing his/her career as an SME Loan Officer, we encourage individuals that meet the below requirements to send their updated CV and application letter through to career@accessbank.co.tz
Duties and Responsibilities:
- Undertake Compliance monitoring and policy testing review in accordance with the plan
- Clean portfolio with PAR below 5% and consistency performance for the past 6 months.
- Screen clients/applicants in regards to eligibility requirements for SME Loans
- Analyse the required client’s/applicant’s documentation and/or information accurately and in the correct format place
- Present and justify credit proposals to the Credit Committee to gain approval
- Ensure disbursement process is followed from screening to disbursement within 1 to 2 business weeks
- Achieve disbursement targets as defined by the bank – Weekly/Monthly and ensure quality standards
- Print a report daily from LFS MBS, and assess Portfolio’s at Risk (PAR) – follow standard recovery procedures
- Maintain PAR at 5% PAR1 and ensure scheduled client monitoring visitation are in place
- Legal – Client security and recovery documentation is verified and easily retrievable to ensure accurate and timely disbursement and
Requirements and Baseline Skills
- Minimum of 2 years’ experience in a similar role (Micro or Agro Loan Services)
- Degree in Accounts, Banking and Finance, Business Administration or other related fields.
- Experience in regulatory compliances would be an added advantage
- Sound knowledge of bank laws, regulations and regulatory agencies
- Good knowledge of AccessBank products and services
- Immense ability to compose reports
- Ability to develop and maintain good customer relationships
- Good knowledge in the use of Microsoft Word and Excel
- An honest person with high integrity and independence who will observe professional ethics in executing his/her duties
- Ability and willingness to learn and improve continuously
Application Details and Deadline:
Qualified candidates can send their CVs and application letters to the email: career@accessbank.co.tz. before 30th December 2019. Only shortlisted candidates will be contacted