BACKGROUND OF TADB
Tanzania Agricultural Development Bank Limited (TADB) is a Government Institution established under the Companies Act, 2002 and licensed under the provisions of the Banking and Financial Institutions Act No 5 of 2006 and the Banking and Financial Institutions (Development Finance) Regulations, 2012.
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The bank has the following key objectives:
- To catalyze credit delivery to the agricultural sector and thereby accelerate agricultural growth;
- To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture financial value chain;
- To be an important player in the implementation of the Government’s development vision, policies and programmes, including but not limited to the Tanzania Development Vision 2015, Agricultural Sector Development Programme, Kilimo Kwanza Initiative, Second-Generation Financial Sector Reforms as well as in the furtherance of the National Strategy for Growth and Reduction of Poverty for Mainland Tanzania (MKUKUTA), and Zanzibar Strategy for Growth and Reduction of Poverty (MKUZA);
- To build on existing Agro-financing activities through provision of short, medium and long-term facilities to the following: smallholder farmers’groups, savings and credit cooperative societies (SACCOS), community banks, commercial banks and microfinance institutions (MFIs) that are active in lending to the agricultural sector;
- To coordinate and monitor agriculture and rural lending activities with a view to maximizing the impact of agricultural growth by working closely with the Ministries and institutions responsible for Agriculture, Regional Administration as well as the numerous players active in this sector;
- To assist the Government in implementing its policies on enhancing financial inclusion and economic empowerment in the rural areas
Position: Head of Human Resources & Administration
Nature and scope:
The Job holder reports to the Managing Director's Office. He/She is responsible for the overall Human Resources policy development and implementation as well as overseeing the provision of office services and other and administrative matters of the bank.
Key Responsibilities;
- To develop appropriate human resource/administrative services policies and procedures and ensure their effective implementation.
- To prepare budgets in the respective areas, obtain approval and control expenditure within budget.
- To coordinate the selection, recruitment, induction, placement and manpower planning.
- To provide guidance to both management and staff on all matters relating to industrial employee relations including terms and conditions of service.
- To ensure provision of effective and efficient office and other administrative services including timely and cost-effective procurement of goods and services, such as stationery, other office supplies, transport, cleaning, physical security, telephone, fax, email and messenger services and maintenance of company assets.
- To develop targeted training plans for the bank and ensure their implementation.
- To prepare, co-ordinate and manage the performance management system of the bank.
- To develop and manage the bank’s relationship with various stakeholders, such as government offices, suppliers, customers and the general public.
- To co-ordinate and arrange the bank’s functions, conferences and staff get together.
- To prepare periodic reports to the Management and Board on Human Resources and Administrative Services.
- To Carry out any other duties assigned by your Line Manager/ Supervisor.
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NEW TANZANIAN JOBS, INTERNSHIPS AND VOLUNTEERING OPPORTUNITIES 2021 (1980 POSTS)Qualifications, Knowledge, Experience:
- Master’s Degree qualifications in Human Resources, Public Administration or related discipline.
- Proffessional Certification in Human Reseources would be an added advantage
- Minimum of 8 years relevant experience, of which four must be in a senior level in reputable company or financial institution
- Ability to take account of internal and external clients and the bank’s mission and objectives in the Human Resources and Administration department’s responsibilities.
- Ability to set realistic objectives in the strategic plan and annual plans of the Human Resources and Administration division.
- Ability to react to changes in the banking and financial sectors by implementing sound ideas and decisions in the Human Resources and Administration department in response to these changes.
- Ability to suggest changes in the Human Resources and Administration department that increase profitability of the business.
- Is approachable at all times for advice and provides feedback to staff.
- Ability to write well structured accurate letters and reports.
- Ability to suggest improvements in human resources policies and procedures that support implementation of the Bank’s strategic plan
- Ability to champion staff issues at higher level of management and counsel staff on workplace issues.
- Ability to interpret labor laws and to apply them within the context of the bank’s human resources environment.
- Knowledge of human resources policy, strategy and processes.
Position: Principal Credit Appraisal Officer
Nature and scope:
The job holder reports to the Credit Appraisal Manager. He/She is responsible in conjunction with the Credit Appraisal Manager in the appraising projects and maintaining client relationships.
Key Responsibilities;
- To examine incoming applications/facilities requests for correctness and completion.
- To advice clients on financial and economic issues that could affect their credit application.
- To appraise credit applications.
- To prepare reports pertaining to credit facilities management.
- To monitor credit facilities and projects and ensure proper use of funds.
- To follow up and ensure adequate servicing of credit facilities.
- To maintain close follow-up of irregular accounts and report on them.
- To negotiate repayments in the case of default by clients.
- Assist in providing training and business advisory services to clients.
- To ensure the necessary and relevant bank records, e.g. loan files, are kept and updated as required.
- To carry out any other duties assigned by Supervisor from time to time.
Qualifications, Knowledge, Experience:
- Master’s degree/post graduate qualification in Economics, Business Administration, Agricultural Economics, Finance, Accounts, Banking or related discipline.
- Minimum of 3 years’ experience in credit assessment and or relationship banking at Senior Officer level.
- Ability to develop action plans to achieve work outputs, identify resources required, and implement the action plan.
- Ability to identify areas where the bank can be more effective, and propose plans to implement these changes.
- Ability to take responsibility for meeting client needs and identify opportunities for improving client services.
- Demonstrates trust in working with colleagues, helps others in achieving targets and gives open and constructive feedback.
- Ability to analyze the process required in undertaking a piece of work in order to plan tasks.
- Required experience related to financially distressed loans and restructuring in a bank is preferred.
- Proven skills and working experience in credit risk assessment with particular emphasis on Agriculture projects lending.
- Solid understanding of credit and risk management; detail- oriented; quantitative analysis skills would be an advantage.
Position: Head Of Risk and Compliance
Nature and scope:
The Job holder reports to the Managing Director’s Office. He/she is responsible for facilitating the development and implementation of sound risk management practices and technologies for the bank and in collaboration with business units and other specialists, partnering with them in identifying best practices and gaps controls. He/she carries out risk assessment of new processes and procedures as well as of products and services, and provides policy recommendations based on findings. He/she coordinates the bank’s compliance function in liaison with the Legal Services Division and other business units.
Key Responsibilities;
- To develop a sound long term strategic direction and implementation plan for the bank’s risk policies.
- To manage and review the adequacy of risk analysis processes, risk ratings and stress testing as part of Credit and Investment Risk processes.
- To provide mechanisms for the bank’s compliance with risk capital allocation subject to regulatory requirements.
- To ensure that the bank is in compliance with all the applicable internal policies and procedures as well as external legal and regulatory requirements.
- To prepare, review risk management reports and ensure limit excesses, exceptions and non-compliances are promptly addressed.
- To review credit reports prepared by the Credit Risk Officer and make appropriate recommendations where a product is leading to higher losses and prepare early warning reports.
- To coach, mentor and develop junior risk specialists and ensure consistent application and interpretation of risk policies by all the bank’s staff.
- To review adequacy and appropriateness of the information used in the evaluation of the customer credit applications done by the relevant Credit Officer.
- To ensure continuous improvement of the Management Information System and reports (related specifically to Credit risk but also to other risks) to ensure they remain relevant, reflect credit/other risk appetite and are useful to provide the management with information for use in decision making.
- To monitor, report and provide recommendations on the bank’s credit and business governance standards.
- To develop and revise risk requirements documentation for various aspects of strategic solutions.
- To review and approve products/services programmes and ensure all risk requirements are met before rollout of the products or services.
- To identify and investigate the root causes of errors/frauds and provide recommendations on solutions and follow-ups.
- Carry out any other duties assigned by your Line Manager/ Supervisor.
Qualifications, Knowledge, Experience:
- Master’s Degree/Postgraduate qualifications in Business Administration, Economics, Finance, Accounts, Insurance, Banking or related discipline.
- Minimum of 8 years’ experience of which 4 must be at a senior position in a Risk and Compliance department.
- Ability to develop action plans to achieve work outputs, identify resources required, and implement the action plans.
- Ability to review business outcomes with colleagues and the Management from time to time.
- Ability to identify areas where the bank can be more effective, and propose plans to implement these changes.
- Ability to take responsibility for meeting internal and external client needs.
- Demonstrates trust in working with colleagues, helps others in achieving targets and gives open and constructive feedback.
- Ability to analyze the processes required in undertaking various types of work in order to plan tasks effectively.
- Ability to produce original well composed letters and reports.
- Ability to run meetings effectively through technical persuasiveness.
- Strong understanding of risks involved in banking and finance, and how they are identified, measured and managed/ mitigated.
- Highly developed skills in credit risk management.
- Good understanding of and capacity to manage other risks such as liquidity, market, operational, reputational, and systems risks.
- Capacity for effective and efficient enterprise-wide risk management.
Position: DRIVER 1 VACANCY – DSM
Nature and scope:
Reporting to the Head of Human Capital and Administration, the role is responsible for providing a comfortable, customer centric, safe and timely driving services, regular cleaning and maintenance of the Banks Vehicles.
Key Responsibilities;
- Drive the bank’s vehicles as assigned
- Maintain vehicles in good order
- Dispatch official correspondences
- To maintain good working relationships with colleagues in other departments and units as well as external stakeholders
- Carry out any other duties assigned by your Line Manager/Supervisor.
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REMUNERATION
Tanzania Agricultural Development Bank Limited is an equal opportunity employer. The bank offers an attractive remuneration package, career development opportunities and an excellent working environment
Method of Application
Job applicants are required to apply for these employment opportunities through this email careers@tadb.co.tz
Please note: applicants are required to attach the following to their respective application:
- Application letter showing how they meet the requirements of the position;
- An up-to-date Curriculum Vitae;
- Contacts stating name in full, physical address, telephone numbers and e-mail addresses of the candidate;
- Certified copies of relevant certificates
- Names and full contacts of three (3) referees.
